Money Train 2 slot review

What Money Train 2 changed from the original

The first Money Train proved that a respin round with active characters could carry a whole slot. The sequel keeps that core and the same 5x4, 40-line base game, then reworks the bonus so the characters interact with one another rather than just with the cash symbols. The cap moved from 20,000x to 50,000x, and the RTP rose from 96.2% to 96.40%.

The result plays like a puzzle you don’t control: each respin adds pieces, and the order in which they arrive decides whether a round fizzles at 30x or keeps compounding. Understanding the cast is the single most useful thing you can do before playing.

The Money Train 2 base game

The base game uses five reels of four rows and 40 lines, with wins paid left to right for three or more matching symbols. Wilds substitute for regular pays. Scatters are the symbols to watch, because landing three or more of them starts the Money Cart bonus.

Between bonuses, the base game is mainly there to keep you in play while you wait. That is typical of high-volatility designs, and it’s why the base game return on games like this usually feels thin. A useful habit is to judge the game by how a full session went, not by any run of 20 or 30 spins.

Every Money Cart 2 character explained

Relax’s product page describes the characters below. Each one can arrive in a normal form, which acts once and then stops, or a persistent form, which acts again on every respin for the rest of the round.

The order matters. A Payer that arrives before a Collector boosts everything the Collector later gathers. A Sniper landing after a Collector can double the Collector’s now-large value. A Necromancer turns one-off characters into repeat performers. In a strong round, these effects stack on top of each other, which is how the 50,000x ceiling becomes possible.

Respins and the expanding grid

The bonus begins with 3 respins. Whenever a new symbol lands, the counter returns to 3, in the usual respin format. Relax adds a twist: when a reel fills completely, another column is added to the grid, giving more space for symbols and more targets for the characters.

A worked example at 50p (illustrative only)

Suppose three scatters start a round at a 50p stake showing 1x, 2x and 5x. A persistent Payer worth 2x lands: on that respin and every respin after, it adds 2x to each symbol. After two more respins, the original three are 5x, 6x and 9x. Then a Sniper doubles them to 10x, 12x and 18x, a total of 40x, or £20. One more Payer action would add 2x to each again. The point is that persistence keeps compounding every respin, which normal symbols can’t do. These values are invented to show the mechanic, not drawn from the game’s maths.

Slots don’t publish the odds of each character landing, so no example can tell you how often a round reaches a given size. Treat the Money Cart as random from start to finish.

How to play Money Train 2 sensibly

1. Open the paytable and help screen; confirm the RTP and read the character descriptions for your version.
2. Set a session budget and a stake that gives you plenty of spins, since the bonus can take a while to arrive.
3. Keep within the UK stake limit: £5 per spin from 25, £2 per spin aged 18 to 24.
4. Press spin for each round; there’s no autoplay in Great Britain and each spin takes at least 2.5 seconds.
5. In the bonus, track which characters are persistent; they are the ones that keep building value.
6. When the round pays, check the net position display rather than the win animation, and stop at your limit.

Money Train 2 RTP and volatility, in practice

Money Train 2’s published RTP is 96.40%, the highest of the first four main games. That means a theoretical £3.60 cost per £100 staked. Relax also lists a 90% German version, which confirms that lower settings exist; UK sites may run a different version, so the help screen is the only reliable source.

The difference between the two games’ RTPs is small in pounds. Volatility has a much larger effect on any single session: most sessions on a high-volatility slot either finish well below the theoretical figure or, less often, well above it. Our guide to how slot volatility is measured explains why.

Is the 50,000x max win realistic?

At 50,000x, the cap equals £5,000 on a 10p spin and £250,000 at £5. It requires a round where several persistent characters stack, columns are added and a Collector or Sniper acts on very large values. Few players will ever see one. Relax’s page highlights a Buy Feature for reaching the bonus quickly, but bonus buys aren’t offered to players in Great Britain, so UK play reaches the Money Cart only through scatters.

Money Train 2 vs other 50,000x slots

All four are high volatility, so the choice comes down to the feature you enjoy watching. If Money Train 2 appeals but you want to see what the next game changed, our Money Train 2 vs Money Train 3 comparison goes symbol by symbol.

Money Train 2 pros, cons and who it suits

The game suits players who enjoy cash collect slots and want a bonus that rewards understanding the rules. Players after gentler sessions may prefer something lower on the volatility scale.

Where to play Money Train 2 in the UK

Plenty of UKGC-licensed casinos offer this sequel, though no lobby is fixed, so search for it at your site and check the RTP in the help screen before staking. The offers below are from sites with clear published terms: bonus funds at Casumo and 10bet carry 10x wagering, and PlayOJO’s spins are on a different named slot. 18+, terms apply.

18+. Gambling should be entertainment that costs money, not a way to make it. Set a deposit limit before you play: how to set limits. Free, confidential help: National Gambling Helpline 0808 8020 133.